As a dedicated member of the U.S. military, whether active or retired, you have committed yourself to protecting our nation. At Prosperity Home Mortgage, LLC, we honor your service and are committed to helping you achieve your homeownership goals through the VA Home Loan program.
Why Choose a VA Home Loan?
Key Features:
- No Down Payment – Eligible buyers can purchase a home without a down payment, as long as the purchase price does not exceed the appraised value.
- No Monthly Mortgage Insurance – VA loans do not require private mortgage insurance (PMI), reducing monthly costs.
- No Prepayment Penalty – Pay off your loan early without any financial penalties.
- Limited Closing Costs – The VA places limits on closing costs, and sellers may cover some of these expenses.
Our Dedication to Veterans
At Prosperity Home Mortgage, LLC, we prioritize supporting military members and their families. Recognizing the housing needs of veterans, we extend exclusive benefits, including an additional offer² to reduce home purchase costs:
- No Loan Origination Fee – Save up to $1,395 when financing with Prosperity Home Mortgage, LLC.
Since 2014, our VA loan program has made a significant impact:
- Over $6.9 million saved in appraisal costs.
- Over $16.3 million in origination fee savings.
- More than $23.2 million in total savings for borrowers.
- Over 15,500 military families assisted.
Additional VA Loan Benefits:
- Purple Heart Recipients – Active-duty service members awarded the Purple Heart may qualify for a waived funding fee if they close on their home while still serving.
- Higher Loan Limits – VA home financing offers loan amounts up to $1.5 million, providing greater access to homeownership.
- Native American Direct Loan Program – Veterans purchasing or building a home on Federal trust land can now access loans without the previous $80,000 limit, improving homeownership opportunities for Native American veterans.
Note: Prosperity Home Mortgage, LLC is not affiliated with or endorsed by any government agency.
* Most veterans using the VA Home Loan benefit must pay a funding fee, which varies based on loan type, service history, and down payment. This fee can be financed or paid in cash at closing.
* Offer valid for complete VA home loan applications submitted by 12/31/2023. Eligibility varies. Contact a mortgage consultant for details.
