RAPID CLOSE

Prosperity Home Mortgage, LLC introduces RAPID CLOSE™, an innovative solution designed to streamline the loan closing process. Powered by Simplifile®, this trusted platform allows borrowers to sign most of their closing documents digitally—anytime, anywhere—using a smartphone, tablet, or computer.

Close with Ease Using RAPID CLOSE™

Sign Comfortably

  • Complete most of your closing paperwork online, reducing the time needed for in-person settlement.

Sign Confidently

  • Review your documents in advance and share them with a family member or attorney to ensure accuracy.

Sign on the Go

  • Conveniently sign documents from anywhere, using any device.

How It Works

For Borrowers:

  1. Receive Your Invitation – Once your closing documents are ready, you’ll receive a link to access them via Simplifile®, typically a day or more before closing.
  2. Set Up Secure Access – Create a password-protected account or sign in securely with Google to view your documents.
  3. Review and Share – Download, review, and share documents with family or legal counsel before signing.
  4. eSign Documents – On closing day, eligible documents will be activated for eSigning, and Simplifile® will notify you when they’re ready.
  5. Complete the In-Person Settlement – Finalize the process by signing the remaining documents requiring a witness at your closing appointment.

For Title Agents:

  • Receive Automatic Notifications – Get an email with a secure access link as soon as the closing package is prepared.
  • Access Documents Easily – No need to create a Simplifile® account—simply click the secure link to access files.
  • Stay Updated – When documents are revised, a new link is sent automatically within 15 minutes.
  • Ensure Documents Are Signed – Check the portal to verify if all eSign-eligible documents have been completed before closing.
  • Upload Remaining Documents – Completed eSign documents are automatically returned, while wet-signed documents can be scanned and securely sent back to Prosperity’s closing team.

For Real Estate Agents:

  • Speed Up Closings – Reduce appointment times by having clients sign most documents beforehand.
  • Simplify the Process – Help buyers move into their new homes faster with a smoother, hassle-free closing experience.

Make your next closing seamless with RAPID CLOSE™!

Note: Not all borrowers will qualify. Contact your mortgage consultant for details.

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